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Why-Xpert Home Lending
Without Loan Officers who can generate loans, there is zero need for a lending source. Brokers and or Direct lenders , for many years, have had that backwards. They feel that with out their services, Loan Originators cannot originate. So who's right?
At Xpert Home Lending we solved the problem. We took the best from the the Top Ten National Broker Channel and the Best from the Direct Lender Channel and wrapped them all into one unbeatable platform that has changed the way business will be done in the future.
Imagine a Platform that harnesses the Lowest Interest rates across from the Broker Channel, with the Freedom of the Direct Lender Channel to Structure every loan to beat your competition. Not sure what I am talking about? Take a look below and it will make all the sense in the world.
- Xpert offers both a Broker Channel and a Correspondent Channel to every Loan Officer no matter what their volume is. This is game changer.
- Xpert Home Lending, as a Top Ten National Broker, has one of the lowest rate sheets for the Broker Channel and one of the Lowest rate sheets for the Correspondent Channel, Period. There is less that .09 in Rate differential between the two platforms. This is unheard of.
- Low Broker Fees...Xpert pays 100% of the commission earned, minus a Flat Broker Fee of $750 on Broker deals, and or, $750 plus a $295 Funding Fee on Core deals.
- Xpert pays 1099 on loans in 1099 states, and W2 on loans in W2 states.
- Recruiting...for every person a Loan Officer recruits to the XHL Platform, The Loan Officer will receive $200 per funded loan with zero limitations. Residual Income?
- 11 Day Average turn times from Import to CTC.
- The ability to Build and brand your own business name.
- Lastly, Xpert is currently in 25 states, and expanding to all 50 over 2023. Do not be limited by Geographical boundaries.
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My Name is
Rich hanlin
President of Xpert Home Lending
After building a Top Ten National Broker Platform for 2019, 2020 and 2021 with only doing business in California, I made the decision build the Dream Lending Platform that can win every deal my Loan Officers compete for. I took on new partners and we went National. Xpert Home Lending is a Hybrid Lending Platform that is changing the traditional Broker and Direct lender Models.
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