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Isn't it time you worked with a mortgage broker who values you?

What do you get when you combine a proven Top Ten National Mortgage Broker for 2019, 2020, 2021 and 2022 with the #1 Account Executive in the Nation,  backed by the Number One Wholesale Lender In The Nation ?   You get a Platform like no other designed to help Loan Originators compete and win on every deal.   

What makes xpert stand out From the rest

  • ​Low Broker Fees:  $750 Flat Broker Fee on Broker Deals and $750 Plus $295 Fee on Corr Deals.  
  • ​1099:  We Pay 1099 on loans closed in 1099 States and we pay W2 on loans closed in W2 States.  (Note.. On W2 funded loans there is a 90/10 split to help cover the cost of W2 Payroll) (Also Note on W2 Loans we allow a P&L Offset to reduce your W2 Taxable payout).
  • ​ Xpert Offers one of the Lowest Broker Channel Rate sheets and one of the lowest Correspondent Channel rate sheets.  Loan Officers have the flexibility to work both platforms.  
  • ​Recruiting Residuals:  Xpert pays a $200 Recruiting fee for every funded loan of any loan officer you help bring to our platform.  No limits.  ​
  • ​Fast Payouts:  1099 Loans are paid next Business Day and W2 payouts are paid on the 15th and Last day of the month.  
  • ​Licensed in 33 states and headed to 50.  Do not allow a Geographical location to limit your ability to help borrowers.  
  • ​2 Day Underwriting and In-House Processing
  • ​Sound to good to be true.  You owe it to yourself to find out why Xpert is one of the fastest growing Mortgage Brokers in the business.  

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My name is Rich Hanlin and I was the Owner Broker of Answer Home Loans in Northern California up to December of 2021.   My platform became a top ten national broker for 2019, 2020 and 2021.  Closing up to 800 funding's per month.  Great platform but it was limited to only Northern California.  My account executive at the time, Alysia Budd, the number one AE in the nation with United Wholesale Mortgage, Partnered with me to go National with a Hybrid Broker Platform offering a Broker Channel and a Correspondent Channel.  We combined the best of the top ten national broker platforms with the Structuring ability of the Direct lender channel and we built the ultimate platform, Xpert Home Lending.  Since opening our doors February 1st of 2022, we have already become a Top Ten  National Broker.   In the middle of a Recession we have grown from zero to 188  Loan Officers in 14 Months, and we are headed to 300 buy year end.  If you have never been shown how to use the Correspondent channel to compete for and win almost every single loan then you need to take the Xpert Home Lending challenge and allow us to show you what you are missing.  Top Ten Brokers get excellent rate sheets.  Volume does open doors.  We partner with the best of the best and we are growing fast.      

xperience the xpert difference for yourself

You deserve to be valued by your mortgage broker and well-rewarded for your hard work.  If you would like to see if Xpert would be a great fit for you then take the next step and call or Text me directly at Yale Fowler (858)-395-2094 or Email me at Yale@XpertHomeLending.com.  Ask me any question, lets compare pricing, we can even do a zoom call and show you the platform.  We have some of the best Loan Officers in the nation coming aboard.   It's worth your time to find out why! 

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industry-leading talent

Our CEO has closed over 45k loans; our President has 30+ years  of experience in the mortgage industry; and our Vice President is a top account executive at United Wholesale Mortgage.

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generous compensation

We offer flat rate fees for Corr Loans and Brokered Loans, as well as teaming options with uncapped residual income.

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wide-ranging coverage

We have active licensing in over 24 states and expand to all 50.

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Copyright 2022 - XPert  Home Lending - All Rights Reserved

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