Official XP Marketing Logo

Isn't it time you worked with a mortgage broker who values you?

What do you get when you combine a proven Top Ten National Mortgage Broker for 2019, 2020, 2021, 2022, 2023, 2024 and 2025.  With the #1 Account Executive in the Nation backed by the #1 Lender In The Nation ?   You get a Platform like no other , designed to help Loan Originators compete and win on every deal. 92% of our Loan Originators have been referred by an existing Loan Originator.     That should start to tell you something.....

What makes xpert stand out From the rest

  • ​Low Broker Fees: $750 Flat Broker Fee on Brokered Loans or $750 Plus $295 Fee on Corrspondent Loans.
  • ​We pay 1099: We Pay 1099 on loans closed in 1099 States (AZ,CA,CO,FL,IA,MD,MI,MN,NE,NM,OH,OR,SD,TN,TX,UT,VA,WA,WI,and  WY), we pay W2 on loans closed in W2 States. (Note.. If subject property is in a W2 state, there is a 90/10 split to help cover the cost of W2 Payroll but with that in mind, we allow a P&L Offset to reduce your W2 Taxable payout).
  • ​Low Interest Rates: As a Top Ten National broker, Xpert Offers one of the Lowest Broker Channel Rate sheets and one of the lowest Correspondent Channel rate sheets. Loan Officers have the flexibility to work both platforms. ***You have not seen anything until you have seen the power of a Correspondent Broker in action*****
  • ​Recruiting Residuals: Great Loan Officers know other Great Loan Officers. Xpert pays a $200 Recruiting fee for every funded loan of any loan officer you help bring to our platform. No limits. ​
  • ​Fast Payouts:1099 Loans are paid next Business Day and W2 payouts are paid on the 15th and Last day of the month.
  • ​Licensed States: Licensed in 47 states and headed to 50.  
  • ​Branding: Would you like to build your own Brand Name? Xpert Home Lending allows DBA Branding that stays with you should you ever decide to leave. (Subject to individual State and Regulator Guidelines).  
  • ​Underwriting, Loan Processing & Loan Docs: 2 Day Underwriting and In-House Processing: We Average 13 Days From Import to Docs in Escrow.
  • ​Sound to good to be true. You owe it to yourself to find out why Xpert is one of the fastest growing Mortgage Brokers in the business.

house-gee305bde4_1280.jpg

LOREM IPSUM Sit justo

2 (5).png
3 (2).png

Lorem Sed ut per neque

Curabitur magna lorem, vulputate eu feugiat elementum, aliquam sit amet nulla. Vestibulum vel lacus sit amet dui porta molestie. Sed convallis mauris vitae nisl accumsan, id feugiat ante molestie. Sed fringilla nisi sit amet felis rutrum, sit amet aliquet purus sollicitudin. Integer fermentum sollicitudin ullamcorper. Proin justo velit, egestas et varius eget, rhoncus eget turpis. Mauris vel sapien ac erat tempus laoreet. Quisque quam risus, vehicula a mollis nec, aliquet sed odio. Fusce sit amet ipsum augue. Nulla feugiat euismod ante ut consectetur. Aenean diam turpis, vehicula eu.

Lorem ipsum dolor sit amet, consectetur adipisicing elit. Autem dolore, alias,numquam enim ab voluptate id quam harum ducimus cupiditate similique quisquam et deserunt,recusandae.

4 (3).png
5 (2).png

Lorem Sed ut per mattis 

Quisque eget semper justo. Duis viverra tempus tempus. Curabitur dolor ante, consequat id lorem non, mattis fringilla neque. Nam mollis justo id lacus congue, a lobortis magna sollicitudin. Integer pellentesque in eros non condimentum. Ut eleifend molestie nibh, id ornare odio pretium a. Morbi at quam dolor. Nullam pulvinar consectetur dolor, quis hendrerit mi pharetra sed. Suspendisse vestibulum imperdiet imperdiet. Quisque scelerisque varius elit non gravida. Donec accumsan sed leo ac gravida. Integer elit velit, convallis sit amet euismod ut, lobortis at diam. Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia curae.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Donec elementum non lacus id egestas. 

xperience the xpert DIFFERENCE for yourself

Hi and Welcome to The Xpert Home Lending Recruiting Landing Page. It's not by chance you are here. You are searching for a company with Vision, a company that you can maximize your talents and income, a company that you can grow and thrive with. You are searching for Xpert Home Lending.

My name is Rich Hanlin and I was the Owner Broker of Answer Home Loans in Northern California up to December of 2021. With my 35 years of Experience My platform became a top ten national broker for 2019, 2020 and 2021 closing up to 850 funding's per month. Great platform but it was limited to only Northern California. My account executive at the time, Alysia Budd, the number one AE in the nation with United Wholesale Mortgage, Partnered with me to go National with a Hybrid Broker Platform offering a Broker Channel and a Correspondent Channel. We combined the best of the top ten national broker platforms with the Structuring ability of the Direct lender channel and we built the ultimate platform, Xpert Home Lending.  Since opening our doors February 1st of 2022, we have already become a UWM Top 10 National Broker for 2022, 2023, 2024 and 2025 .   In the middle of a Recession we have grown from zero to 640.  It's not by chance. A Shared Vision, Mutual Respect, and an Unstoppable Platform Designed to Compete for every deal.

If you have never been shown how to use the Correspondent channel to compete for and win almost every single loan, then you need to take the Xpert Home Lending challenge and allow us to show you what you are missing. Top Ten Brokers get excellent rate sheets. Volume does open doors. We partner with the best of the best and we are growing fast. Self Originating Loan Officers deserve the Lions Share of the their hard earned commissions. You deserve to be valued, because with out you, there are no loans to be underwritten, no appraisals to be completed. You are the life blood of the industry. It's time to be compensated for the value you bring. If you would like to see if Xpert would be a great fit for you then take the next step.

Call or text me, Rich Hanlin at 916-474-9051
(or) Email me at rhanlin@xperthomelending.com


Ask me any question, lets compare pricing, we can even do a zoom call and show you the platform.

We have some of the best Loan Officers in the nation coming aboard.
It's worth your time to find out why!

Xpert Home Lending NMLS 2179191, Rich Hanlin NMLS 263188

Copyright 2022 - XPert  Home Lending - All Rights Reserved

LOREM IPSUM DOLOR SIT AMET

LOREM IPSUM DOLOR SIT AMET

LOREM IPSUM DOLOR

Lorem ipsum dolor sit amet, consectetur adipisicing elit. Autem sit amet dolore, numquam ab voluptate id quam harum ducimus cupiditate similique quisquam deserunt,recusandae.

LOREM IPSUM DOLOR

Lorem ipsum dolor sit amet, consectetur adipisicing elit. Autem sit amet dolore, numquam ab voluptate id quam harum ducimus cupiditate similique quisquam deserunt,recusandae.